Real Estate Based Lending
Find the Private Lending Solution That Fits Your Investment Strategy
Real estate investing moves fast — your financing should too. Whether you’re taking down multiple fix-and-flip projects, developing infill properties, or building a rental portfolio to grow long-term wealth, LendCap delivers specialized private lending solutions designed around the way investors actually operate.
We give you the speed, flexibility, and certainty you need to close more deals and scale with confidence.
🔧 Fix & Flip Loans
Fast, flexible financing for purchase + rehab.
Up to 90% LTC / 100% rehab
Interest-only payments
Fast approval & funding
Ideal for active rehabbers and value-add investors
🏘 DSCR Rental Loans (Long-Term 30-Year)
Build or expand cash-flowing rental portfolios.
30-year fixed or ARM options
No tax returns — qualify using DSCR
Great for single-family, duplex, triplex, 4-plex, and small multifamily
Ideal for long-term investors & BRRRR strategies
🏗 Ground-Up Construction Loans
Fund new builds from foundation to completion.
Up to 85% LTC
Interest-only during construction
Streamlined draw process
Perfect for new developments or infill housing projects
🔁 Bridge Loans
Short-term capital for quick acquisitions or repositioning.
Fast approvals
Flexible terms
Ideal when timing matters or while waiting for long-term financing
🏚 Mixed-Use & Small-Balance Commercial Loans
Finance light commercial and mixed-use buildings.
Competitive terms
Flexible underwriting
Great for office, retail, industrial, and mixed-use properties
Why Real Estate Investors Choose LendCap
| Benefit | What It Means for You |
|---|---|
| Fast Approvals | Same-day decisions on most deals. |
| Investor-Focused Underwriting | We know investment deals — not bank bureaucracy. |
| High Leverage Options | Keep more capital in your pocket for more projects. |
| Flexible Terms | Not one-size-fits-all — choose what supports your strategy. |
| Minimal Documentation | No tax returns for DSCR and streamlined fix-and-flip packages. |
| Nationwide Programs | Close deals in multiple markets with one lender. |
Program Comparison Snapshot
| Program | Term Length | Qualification | Best For | Highlights |
| Fix & Flip | 12–24 months | Asset + experience | Rehabbers | High leverage, quick closings |
| DSCR Rental | Up to 30 years | DSCR (rent ÷ payment) | Rental investors | No tax returns, portfolio-friendly |
| Bridge Loan | 6–24 months | Asset-based | Urgent/transition deals | Fast and flexible |
| Ground-Up Construction | 12–24 months | Plans + budget | Developers | Interest-only with draws |
| Mixed-Use/Commercial | 12–30 years | DSCR or project-based | Commercial investors | Competitive and flexible |
Ready to Scale Your Real Estate Portfolio?
LendCap’s private lending programs are built to help investors move fast, stay liquid, and stay competitive.
Start your application — it only takes a few minutes.